Archive for November, 2008

How To Be A Romantic Guy – Five Tips

Almost all guys know that being masculine is a turn on for women. Some will endure rigorous workouts to achieve a chiseled physique and often wear clothing styles that project a macho look. This is good but there’s something else they’ve overlooked that’s really effective in keeping a lady’s interest.

This “something else” is having certain skills on being the romantic Don Juan type. Women love it and Hollywood has been telling us this for a very long time. Here are some pointers to help you get started in the right direction:

1.) The next time she is doing some shopping, go with her. This is her day so you will have to stay with her and focus on her experience. You can’t bolt out to the sporting goods section to check out things that interest you. You will have to be interested in whatever interests her.

2.) Try a little flirting with her. Flirtation is frequently employed as an opening move in beginning an affair with a woman. But, making it a habit after you’ve won her over will strengthen the bonds of affection.

Teasing her in a loving or playful way can also be very powerful. Just be careful to stay away from any insecurities that she may have.

3.) If she needs to tell you how her day went, stop whatever it is that you are doing and listen to her. Don’t attempt this when you’re reading the newspaper or watching television. Devoting your undivided attention is crucial to letting her know that you really care.

Avoid giving her any husbandly advice. She’s not looking for an answer or information. She wants to express her subjective feelings and is looking for emotional support.

4.) If she loves the outdoors, plan a picnic. An old fashion picnic can be a very romantic affair. Spend a lazy summer afternoon snuggled up in a hammock watching the clouds and talking to each other.

A good variation is to do the same thing on a warm night with a full moon.

5.) Meet with each other for the evening and make up some love coupons. How you redeem them can be very simple such as drawing one at random from a hat or turning it into an elaborate game. The games that you can play are entirely limited by your imagination.

With a bit of practice, romance will get to be very natural.

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With the divorce rate in America sitting at 50% for first marriages (it reads 67% for second marriages and almost 75% for third marriages), it makes perfect sense that accepting a break-up is not always the “right” long-term solution for sour or stale relationships. Sometimes, putting up a bit of a fight to get back with your ex makes perfect sense even when trusted friends and family encourage you to move on and find another mate. But let’s not blame friends and family wihtout understanding their point of view first.

When was the last time you have approached your friends and relatives and sought their advice and they told you that it makes perfect sense for you to get back with your ex? This happens rarely (unless it is a longer-term marriage involving children). In fact, your trusted allies will usually bring up some forgiven problem from the past, hug you, and say things happen for a reason. Some might even suggest they saw the end coming. There is an abundance of reasons for their response. First off, it’s much easier to suggest the path of least resistance. Secondly and more importantly, they remember the last fight, the last time you had your heart broken and weren’t thinking clearly. Thirdly, and equally important, is that nobody wants to see you return to a situation where you are vulnerable to further heartbreak. They give their “things happen for a reason” response because they love you.

Just as people are more likely to complain about bad service than they are to talk about great service, we are more likely to complain about the bad aspects of our relationships. It seldom happens that we commend our partner’s attentiveness and our superior treatment in everyday conversations with friends. The reason is that most of us do not like to brag about how perfect our relationships are. Additionally, we often come to expect appreciation and above-average treatment from our partner, so when things happen as they should, we don’t discuss them. Plus, arguments have far greater entertainment value, but as a result our friends typically only hear about the bad things (even if they see how well we interact on a regular basis, our “confessions” of the arguments get ingrained in their memories). So when a break-up happens, we cannot really fault our friends and family for encouraging us to move on, can we?

As an aside: Ever notice how everyone will complain about the high divorce rates quoted in the opening paragraph? Of course, nobody likes to see such a national problem, yet why are we often urged to move on and forget rather than fight to get back with an ex? It’s nearly paradoxical…

Equipped with a general foundation for why friends and family might support a break-up rather than backing you in your attempts to get back with an ex, you should start to realize that their advice is often misguided. Does that make them bad sounding boards and/or terrible friends and relatives? To the contrary, it makes them great friends and relatives because it proves just how much they care for you. But you should be cautious when taking their advice. Often, they dismiss your feelings for wanting to get back with your ex (actually for good reason, although it is outside the scope of this article) even though these feelings are not only legitimate, but your desire to get back with your ex is justifiable on so many levels (provided, of course, there was no abuse, cheating, lying, etc., etc.). In fact, if the problem leading up to the break-up was one of misunderstanding, then it is extremely likely that the long-term strength of your relationship will increase.

The most common type of misunderstandings that lead to break-ups are financial arguments and other value misalignments like agreeing to do something and then consistently failing to do it. These misunderstandings are easy to identify as trivial and minor when they are happening to someone else, but in real-life relationships they cause a great deal of tension and therapists often cite them as the reason for the break-up in the first place. Use this same type of third-party distance with your own misunderstandings and you will see that with a bit of accommodation and compromise, they can be easily resolved.

It should come as no surprise that a break-up is rarely a permanent solution in a relationship. Often, it is a temporary test period that provides each partner with space to re-evaluate their goals and feelings. Therefore, you can easily get back with an ex if you incorporate patience and compromise in your new approach, as well as a greater understanding of what the break-up really means. At the end of the day, your friends and family hate to see you heartbroken. They would rather see you live without the person you love than to see you upset again. Whether you should get back with an ex or move on is really a decision only you can make for yourself; trust your heart and other sense when making this decision.

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How To Repair Your Broken Marriage

As partners spend their married lives, one of both of them might ponder over this question at some point in time. The room for improvement is always an ever-present space to almost all kinds of relationships especially with married couples even though they may already find their marriage as strong as it is. The only way to keep your relationship alive is through good old hard work on both sides. There are small and simple things, which can be done by both the partners, to counteract troubles and sort them out amicably:

Distinguish What Seems To Be The Trouble

You and your spouse first and for most need to have a heart to heart and recognize what the problems are. This can tougher than you think, as this requires some amount of self-analysis. It is possible that we hate to see what we see, but if we can identify it, we can discuss candidly with our spouse, and that is the first step towards reconciling the issue.

Interact And Make And Effort To Be Totally Open With Each Other

Any relationship lasts when two people speak to each other meaningfully. Your busy schedule that is fully taken by your responsibilitiesduties to your work, babies and other family affairs may seem to be one of the reasons. It needs to become a daily habit of quality time and you need to make time for each other and communicate. Uprightness and integrity with one’s own self and the spouse is critically important here. Communication is important, as we ought to learn to be a good listener as well as stand by our spouses. Close and intimate communication with each other is the only way you can reach out to each other.

Having High Values For Each Other Equals Respect Do You Have Any?

The kind of regard you have for each other is yet another major ingredient. Are you and your spouse like cats and dogs whenever you fight even from the simplest concerns? Does your communication with each other involve finger pointing, yelling, swearing and calling each other names? Couples find it easy to reach that level, once things are not working out too well. When you regard your partner in high regard, you can actually bypass and amend several errors of the past. Can you remember those magical moments when you met for the first time and what kind of feelings you had for each other? What’s happened since then?

Work On Attachment And Tenderness

When marriage tends to face the tough times it is often resulted to the lost of such big aspects of relationship which are the connection and intimacy with each other. In most cases, what can actually help couples to deal with any issues is their mere loyalty to each other to find ways and time to be close and have that particular connection made even stronger each day. Sexual intimacy is also another way to gain back the intimacy you have lost. It may be awkward to think about sexual intimacy if you’re having trouble with your relationship, however, if you see to it that you have time to be close with each other, then you can somehow bring back the moments that have spiced up your life. If both the couples would do their part in giving efforts and time to fix the issues involving their relationship, then saving it from a disaster won’t be that hard to achieve.

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Not surprisingly, the divorce rate among Americans is 50% for first marriages, an even-higher 67% for second marriages, and a whopping 75% for third marriages. Evidently, the third time is not a charm when it comes to matrimony. Despite these discouraging figures, more and more people are getting married. And when the inevitable break-ups occur, family and friends often discourage you from trying to get back with you ex, opting instead to coach you through surviving the separation and moving on to finding someone better. Now, despite how it may sound, friends and family are not entirely to blame for helping people push those divorce rates higher. They are just giving bad advice based on details that have been provided to them.

When was the last time you have approached your friends and relatives and sought their advice and they told you that it makes perfect sense for you to get back with your ex? This happens rarely (unless it is a longer-term marriage involving children). In fact, your trusted allies will usually bring up some forgiven problem from the past, hug you, and say things happen for a reason. Some might even suggest they saw the end coming. There is an abundance of reasons for their response. First off, it’s much easier to suggest the path of least resistance. Secondly and more importantly, they remember the last fight, the last time you had your heart broken and weren’t thinking clearly. Thirdly, and equally important, is that nobody wants to see you return to a situation where you are vulnerable to further heartbreak. They give their “things happen for a reason” response because they love you.

Just as people are more likely to complain about bad service than they are to talk about great service, we are more likely to complain about the bad aspects of our relationships. It seldom happens that we commend our partner’s attentiveness and our superior treatment in everyday conversations with friends. The reason is that most of us do not like to brag about how perfect our relationships are. Additionally, we often come to expect appreciation and above-average treatment from our partner, so when things happen as they should, we don’t discuss them. Plus, arguments have far greater entertainment value, but as a result our friends typically only hear about the bad things (even if they see how well we interact on a regular basis, our “confessions” of the arguments get ingrained in their memories). So when a break-up happens, we cannot really fault our friends and family for encouraging us to move on, can we?

As an aside: Ever notice how everyone will complain about the high divorce rates quoted in the opening paragraph? Of course, nobody likes to see such a national problem, yet why are we often urged to move on and forget rather than fight to get back with an ex? It’s nearly paradoxical…

With these realities in mind, hopefully you now understand (even marginally) why people argue against your trying to get back with your ex. Does that make them right? No, it makes them good allies — why would you want someone who likes to see you hurt time and again? But does it make you right for wanting to get back with you ex? That all depends on several factors, including whether the relationship was generally healthy (in other words, no abuse, no cheating, no lying, etc., etc.). If the problem that led to your break-up was one of misunderstanding, then chances are you can make things work in the long-term. The key word here is “long-term” as any relationship can be repaired in the short-term.

Typical misunderstandings would include arguments of finances and other value misalignments like promising to meet somewhere at a certain time but failing to do so. Of course, these problems are always trivial in print or when coming from a third-party, but internalized they create great tension in a relationship and are often cited by therapists as the reason for break-ups. With a bit of accommodation and compromise, everything is work-able.

With break-ups rarely being a permanent solution to a relationship, you can definitely succeed when trying to get back with an ex. Using the virtues of patience and objectivity, the resulting, refreshed relationship should gain in momentum and strength. Therefore, the final thought is that friends and family do not like seeing you in emotional pain; their advice to you is often not based on all of the facts and their aim is help you avoid getting hurt in the future. The only way you can know whether you should get back with an ex is through your own feelings. But, statistically speaking, it makes sense for you to strive to keep your relationship together.

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Each household will have different financial situations as the family unit within it moves through life. Families headed by married couples are barely in the majority of United States households. Unmarried couples, same-sex partners, or singles are the heads of more and more households that may either have children or be childless. These are some financial strategies that can work for each different type of household.

Marriage

If you can manage the financial issues of marriage, you can truly benefit from the positive financial effects of getting married.

Financial compatibility: Couples can determine how to create financial compatibility with each other. There are certain financial personalities who may have problems living with each other, like a “high roller” who likes to take risks living with a hoarder. Perfectionists – those who overanalyze every financial step – may also have problems with producers – those who feel that their income is a reflection of their hard work, but who have a lack of confidence in making financial decisions. It may be easier to make financial decisions with your partner if you’ve found someone who is a good financial match for you, and if you’ve talked together about your personalities.

Communication: Good communication is important for having a happy marriage, no matter what your finances look like. Some of the top financial advisors are most successful because they help communication between partners about financial stress and issues.

Character: You should stop any financial action that you are taking with a partner if one partner doesn’t disclose financial problems that are discovered during a routine credit or background check. Each partner should give an acceptable explanation for those problems and both should be able to review the others’ finances without worrying about accusations and anger from the other partner. You should not complete the financial act until both partners feel comfortable about their financial goals being in line with each other.

Yours and Mine: It may be a good idea to keep financial assets and accounts separate. Any gifts that either spouse receives separately should also go into those separate accounts. Doing this will protect each spouse’s share of their assets and their future capacity for earning an income.

Ours: A good way to handle a percentage split of financial responsibilities is through joint accounts for paychecks and income. Each spouse could supplement the joint accounts with any individual account. This would allow the outside income to not be considered a joint asset if there is a divorce. Note that family law in most states considers any accounts that were established during a marriage as joint asset.s

Future Plans: It may make sense to evaluate your financial situation and future projects periodically. This will let you know where you and your spouse would stand if you were to separate or divorce. You should look at how each spouse would provide for themselves, family members, and retirement. It would probably be a good idea to have a financial planner help you with this evaluation.

Joint Management and Vigilance: Both spouses must be involved in making financial decisions. They should ideally be active and equal participants, but should at least understand what the couple has, what income is available, what expenses are being made, and any other investments the couple has or is involved in. Both spouses should know where financial documents are kept, including any computer files.

Singles and Other Relationships

Being unmarried can present some additional challenges.

Singles: Tax rates for singles are higher than those on married couples. Singles who are paid well should put higher amounts of their income in retirement plans to take advantage of any tax deductions available to them. You may also want to consider pursuing strategies to repair poor credit and other tax deductions like homeownership. Owning a home has other challenges, and you should weigh those challenges against the tax deductions. Don’t consider a home unless you can really afford it, debt and poor credit ruins many mortgage and home dreams.

Unmarried Partners: This arrangement may feel like it brings you a lot of freedom, but that doesn’t always translate to financial decisions. You should use a CPA to help you manage your joint tax liability. It’s also possible for divorced or surviving spouses to avoid lousing various benefits that stop when they remarry.

Unmarried couples can’t receive estate tax-free gifts or inheritances, and they don’t qualify for Social Security or survivor pension benefits. Unmarried couples may also have attorney fees for having to arrange financial and healthcare powers of attorney. It’s important to get the advice from legal and financial advisors to make sure that both people in the relationship will be covered in case of divorce, accident, or death.

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